Checking & Savings Rates

Account Type Interest Rate APY* Min Balance**
United Savings 0.15% 0.15% $100.00
Junior Savings 0.15% 0.15% $25.00
Christmas Club 1.00% 1.00% $10.00
Regular Now Account 0.15% 0.15% $1.00
Celebrity Checking  ****      
Tier 1 $.00 - $749.99 0.00% 0.00%  
Tier 2 $750.00 and Over 0.25% 0.25% $750.00
Celebrity Plus Checking  **** 0.25% 0.25% $1.00
Money Market      
Tier 1 $1.00 - $1,000.00 0.25% 0.25% $1.00
Tier 2 $1,000.00 - $250,000.00 0.50% 0.50% $1,000.00
Tier 3 $250,000.00 and Over 1.00% 1.00% $250,000.00
NetChek      
$.00 - $15,000.99 1.98% 2.00%  
$15,001.00 and Over 0.25% 0.25%  
Non-qualifying rate *** 0.05% 0.05%  

* APY means Annual Percentage Yield.
** Minimum ledger balance required to earn APY.
*** See product information for details.                                                                                                                                                                                                                                 **** Effective July 1, 2013 these accounts were no longer offered.  However, existing account holders have the option of  keeping this account type.

  • These are variable interest rate accounts subject to change daily with the exception of Christmas Club accounts subject to change annually. Fees on these accounts could reduce yields.
  • Interest begins to accrue on the business day you deposit non-cash items (for example, checks)
  • If you close your account before interest is credited, you will not receive accrued interest.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • We reserve the right to at any time require not less than 7 days notice in writing before any withdrawal from a United Savings, Junior Savings, Christmas Club or Money Market account.
  • Interest will be paid quarterly on United Savings and Junior Savings accounts by credit to the account.
  • Interest will be paid annually on Christmas Club accounts by credit to the account prior to issuance of Christmas Club Checks in October.
  • Interest will be paid monthly on Now, Celebrity Checking, Celebrity Plus Checking, Money Market and NetChek accounts by credit to the account.

For additional information on interest rates call 601-445-7151.

Interest rates are effective as of the current date.

2013 United Mississippi Bank.

Website powered by ProfitStars.