Personal Savings

United Savings

Opening Deposit Service Charge Per Item Fee Interest Bearing
$100.00 $10.00 if min. balance falls below $100.00 any day of the quarter. Yes Yes

Opening a United Savings Account is a great way to save for the future.

  • Earn a competitive variable interest rate subject to change daily on your account balances of $100.00 or more.
  • Statements are mailed monthly if the account has EFTs; otherwise, statements are mailed quarterly.
  • Restricted Transactions: You may make no more than six preauthorized withdrawals, automatic telephone transfers, computer transfers, checks, drafts and debit card or other similar transactions from your account per statement cycle (four week period).
  • Unrestricted Transactions: An unlimited number of withdrawals or transfer may be made by mail or telephone (when the check is mailed to the depositor) or when made in person or by messenger. Also, an unlimited number of transfers may be made to repay loans and associated expenses at the same institution.
  • Per Item Fees: $1.00 per transfer or withdrawal exceeding 6 per quarter.
  • Early Closing Charge: $20.00 if closed within 90 days of date opened.
  • No charge for unlimited deposits.

Junior Savings

Opening Deposit Service Charge Per Item Fee Interest Bearing
$25.00 $10.00 if min. balance falls below $25.00 any day of the quarter. Yes Yes

Opening a Junior Savings is a great way to start the savings habit.

  • Designed for customers 18 years or younger living with parents
  • Earn a competitive variable interest rate subject to change daily on your account balances of $25.00 or more.
  • No charge for unlimited deposits.
  • Statements are mailed monthly if the account has EFTs; otherwise, statements are mailed quarterly.
  • Per Item Fee: $2.00 per transfer or withdrawal exceeding 6 per quarter.
  • Early Closing Charge: $20.00 if closed within 90 days of date opened.
  • Restricted Transactions: You may make no more than six preauthorized withdrawals, automatic telephone transfers, computer transfers, checks, drafts and debit card or other similar transactions from your account per statement cycle (four week period).
  • Unrestricted Transactions: An unlimited number of withdrawals or transfers may be made by mail or telephone (when the check is mailed to the depositor) or when made in person, by messenger or through an ATM. Also, an unlimited number of transfers may be made to repay loans and associated expenses at the same institution.
  • Balances less than $25 will not earn interest.

Christmas Club

Opening Deposit Service Charge Per Item Fee Interest Bearing
$10.00 No Charge No Yes

Open a Christmas Club account and be ready for the Holiday season. 

  • Earn a fixed interest rate subject to change annually.
  • Interest will be credited in October and Christmas Club check issued for balance plus credited interest.
  • If you make a deposit by January 15, after receiving your check in October, you may use the same Christmas Club Account Number.
  • Maximum amount to be deposited in account is $2,500.00.
  • Early Closing Charge: $3.00 if closed prior to October.

Personal Money Market

Opening Deposit Service Charge Per Item Fee Interest Bearing
$100.00 $10.00 if min. balance falls below $1,000 any day of the month. No Yes

One more way to keep your money working for you.

  • Earn a competitive variable interest rate subject to change daily on your account balance.
  • No Minimum Balance to Earn Interest.
  • Restricted Transactions: You may make no more than six preauthorized withdrawals, automatic telephone transfers, computer transfers, checks, drafts and debit card or other similar transactions from your account per statement cycle (four week period).
  • Excess Restricted Transactions: will cause the account to be closed or transferred to a non-interest bearing account.
  • Unrestricted Transactions: An unlimited number of withdrawals or transfer may be made by mail or telephone (when the check is mailed to the depositor) or when made in person, or by messenger. Also, an unlimited number of transfers may be made to repay loans and associated expenses at the same institution.
  • Early Closing Charge: $20.00 if closed within 90 days of date opened.
  • No charge for unlimited deposits.
  • Monthly statement with check images provided.

 

2013 United Mississippi Bank.

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