Personal CDs & IRAs

United Mississippi Bank Certificate of Deposit and IRA accounts are a safe and secure way to earn a higher return on your investment. Highly competitive interest rates (annual percentage yields) make United Mississippi Bank Certificate of Deposit and IRA accounts a wise investment.

CDs
  • Maturities for CDs range from 30 days to 5 years
  • Minimum balance to open an account is $500.00
  • Interest may be paid monthly, quarterly, semiannually, annually or at maturity depending on term.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • A penalty may be imposed for withdrawals before maturity.
IRAs
  • Maturities for IRA accounts are from 1 to 5 years
  • Minimum balance to open an account is $500.00
  • CDs are compounded quarterly and credited quarterly.
  • A penalty may be imposed for withdrawals before maturity

 

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