Miscellaneous Fee Schedule

The following fees may be assessed against your account effective July 14, 2011.

ACH Origination

Conversion and set-up fee (one time fee) $50.00
Per account, per month $10.00
Per file origination $10.00
Per item originated (debit, credit,addenda/prenote item, return item, reversal item) $.10

Visa® Check Card

Cash withdrawals at ATM machines that UMB does not own or operate $1.00
Replacement of Visa® Check Card or PIN $5.00
Point-of-Sale transaction fee No Charge

Bank Checks

Exchange checks (Customers Only) $5.00

Checks

Printed checks Fee depends on style of checks ordered
Counter checks $.50 Per Check

Collections

Bond (Outgoing) $25.00
May be subject to pre-paid fees charged by paying bank Plus Postage
Check Collection (Outgoing) $25.00
May be subject to pre-paid fees charged by paying bank Plus Postage
Check Collection (Incoming) $25.00
Collection on checks previously returned NSF require fee to be pre-paid, fee is non-refundable and collection is not guaranteed.  
Draft Collection (Outgoing) $25.00
May be subject to pre-paid fees charged by paying bank Plus Postage
Draft Collection (Incoming) $25.00
Collection on drafts previously returned for reason of non-sufficient funds require fee to be pre-paid, fee is non-refundable and collection is not gu  
Foreign (Outgoing) $60.00
May be subject to pre-paid fees charged by paying bank Plus Postage

Deposit Fees

Deposit verifications $10.00
Deposited checks and other items returned unpaid (per item) $3.00
Dormant accounts (per account, per quarter on balances less than $100.00) $3.00
Early account closing (within 90 days of opening) $20.00
Stop Payment (6 months) $25.00
Unauthorized or improper ACH Debit Return $5.00

Fax Copies

Fax Copies (customer only) $.50 Per Page

Inquiries

24 Hour UMB touch tone balance inquiry No Charge
UMB Online Banking balance inquiry No Charge

 Overdraft & Returned Item Fees

Overdraft and Returned Item Fees (electronic debits against checking, savings, NOW or MMD Accts). $30.00

Research & Reconciliation

Research Per hour (minimum $15.00) $30.00
Per copy (includes single copy of check) $2.00
Account reconciliation per hour (minimum $15.00) $15.00

Safe Deposit Box Fees

Replacement of damaged key $5.00
Replacement of lost key $125.00
Safe Deposit Box Drilled $125.00

Special Statements

Quick Statement (print out with no checks or IMAGES) $2.00
Re-order statement (with check IMAGES, Subject to research fees if dated prior to April 1, 2000) $5.00

UMB Online Banking Service

Per Month No Charge

UMB Online Bill Pay (Personal Accounts)

First two months No Charge
Per month after first two months $3.95

UMB Online Cash Management (Business Customers)

Basic No Charge
Standard (Includes Bill Pay and Multiple Users) $3.95
Plus (Standard services plus ACH services) $35.00
Online Bill Pay includes 20 bills per month each additional bill $.50
ACH conversion and set-up Fee (one time fee) $50.00
Per account, per month $10.00
Per file origination $10.00
Per item originated (debit, credit,addenda/prenote item, return item, reversal item) $.10

Transfer Fees (Customers Only)

Domestic outgoing $20.00
Domestic incoming No Charge
International outgoing $50.00
Internaltional incoming No Charge
Telephone transfer $5.00
Overdraft sweep transfer $5.00

Night Depository

Night Depository Lock Bag - First Bag No Charge
Night Depository Lock Bag $20.00
UMB Zipper Bag - Large $2.00
UMB Zipper Bag - Small $1.50

 

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