| Account Type |
 |
Rate |
|
APY* |
|
Min Balance** |
|
|
|
|
| United Savings |
1.00% |
1.00% |
$100.00 |
| Junior Savings |
1.00% |
1.00% |
$25.00 |
| Christmas Club |
2.00% |
2.00% |
$10.00 |
| Regular Now Account |
.50% |
.50% |
$1.00 |
| Celebrity Checking |
|
|
|
| Tier 1 $.00 - $749.99 |
.00% |
.00% |
|
| Tier 2 $750.00 and Over |
.75% |
.75% |
$750.00 |
| Celebrity Plus Checking |
.75% |
.75% |
$1.00 |
| Money Market |
|
|
|
| Tier 1 $1.00 - $1,000.00 |
.75% |
.75% |
$1.00 |
| Tier 2 $1,000.00 - $250,000.00 |
1.25% |
1.26% |
$1,000.00 |
| Tier 3 $250,000.00 and Over |
1.75% |
1.76% |
$250,000.00 |
| NetChek |
|
|
|
| $.00 - $25,000.99 |
5.01% |
5.13% |
|
| $25,001.00 and Over |
1.01% |
1.01% |
|
| Non-qualifying rate *** |
1.01% |
1.01% |
|
* APY means Annual Percentage Yield.
** Minimum ledger balance required to earn APY.
*** See product information for details.
• These are variable rate accounts subject to change daily with the exception
of Christmas Club accounts subject to change annually. Fees on these accounts
could reduce yields.
• Interest begins to accrue on the business day you deposit non-cash items
(for example, checks)
• If you close your account before interest is credited, you will not receive
accrued interest.
• We use the daily balance method to calculate the interest on your account.
This method applies a daily periodic rate to the principal in the account each day.
• We reserve the right to at any time require not less than 7 days notice in writing before
Any withdrawal from a United Savings, Junior Savings, Christmas Club or Money Market account.
• Interest will be paid quarterly on United Savings and Junior Savings
accounts by credit to the account.
• Interest will be paid annually on Christmas Club accounts by credit to the
account prior to issuance of Christmas Club Checks in October.
• Interest will be paid monthly on Now, Celebrity Checking, Celebrity Plus
Checking, Money Market and NetChek accounts by credit to the account.
|
