United Mississippi Bank
May 13, 2008
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Calculators
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RATES
Account Type Rate APY* Min Balance**
United Savings 1.00% 1.00% $100.00
Junior Savings 1.00% 1.00% $25.00
Christmas Club 2.00% 2.00% $10.00
Regular Now Account .50% .50% $1.00
Celebrity Checking
Tier 1 $.00 - $749.99 .00% .00%
Tier 2 $750.00 and Over .75% .75% $750.00
Celebrity Plus Checking .75% .75% $1.00
Money Market
Tier 1 $1.00 - $1,000.00 .75% .75% $1.00
Tier 2 $1,000.00 - $250,000.00 1.25% 1.26% $1,000.00
Tier 3 $250,000.00 and Over 1.75% 1.76% $250,000.00
NetChek
$.00 - $25,000.99 5.01% 5.13%
$25,001.00 and Over 1.01% 1.01%
Non-qualifying rate *** 1.01% 1.01%


* APY means Annual Percentage Yield.
** Minimum ledger balance required to earn APY.
*** See product information for details.

• These are variable rate accounts subject to change daily with the exception
of Christmas Club accounts subject to change annually. Fees on these accounts
could reduce yields.

• Interest begins to accrue on the business day you deposit non-cash items
(for example, checks)

• If you close your account before interest is credited, you will not receive
accrued interest.

• We use the daily balance method to calculate the interest on your account.
This method applies a daily periodic rate to the principal in the account each day.

• We reserve the right to at any time require not less than 7 days notice in writing before
Any withdrawal from a United Savings, Junior Savings, Christmas Club or Money Market account.

• Interest will be paid quarterly on United Savings and Junior Savings
accounts by credit to the account.

• Interest will be paid annually on Christmas Club accounts by credit to the
account prior to issuance of Christmas Club Checks in October.

• Interest will be paid monthly on Now, Celebrity Checking, Celebrity Plus
Checking, Money Market and NetChek accounts by credit to the account.

 
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