Account Type		Interest Rate		APY*		Min Balance**
United Savings		.25%		.25%		$100.00
Junior Savings		.25%		.25%		$25.00
Christmas Club		1.00%		1.00%		$10.00
Regular Now Account		.15%		.15%		$1.00
Celebrity Checking
Tier 1 $.00 - $749.99		.00%		.00%
Tier 2 $750.00 and Over		.25%		.25%		$750.00
Celebrity Plus Checking		.25%		.25%		$1.00
Money Market
Tier 1 $1.00 - $1,000.00		.15%		.15%		$1.00
Tier 2 $1,000.00 - $250,000.00		.25%		.25%		$1,000.00
Tier 3 $250,000.00 and Over		.50%		.50%		$250,000.00
NetChek
$.00 - $15,000.99		2.48%		2.51%
$15,001.00 and Over		0.50%		0.50%
Non-qualifying rate ***		0.05%		0.05%

• These are variable rate accounts subject to change daily with the exception
of Christmas Club accounts subject to change annually. Fees on these accounts
could reduce yields.

• Interest begins to accrue on the business day you deposit non-cash items
(for example, checks)

• If you close your account before interest is credited, you will not receive
accrued interest.

• We use the daily balance method to calculate the interest on your account.
This method applies a daily periodic rate to the principal in the account each day.

• We reserve the right to at any time require not less than 7 days notice in writing before
Any withdrawal from a United Savings, Junior Savings, Christmas Club or Money Market account.

• Interest will be paid quarterly on United Savings and Junior Savings
accounts by credit to the account.

• Interest will be paid annually on Christmas Club accounts by credit to the
account prior to issuance of Christmas Club Checks in October.

• Interest will be paid monthly on Now, Celebrity Checking, Celebrity Plus
Checking, Money Market and NetChek accounts by credit to the account.

• For additional information on interest rates call 601-445-7151.

• Interest rates are effective as of the current date.