More hours, more ATMs, more locations, 24 hour customer service line, online banking and bill pay. Check deposit at certain UMB ATMs. Click here for more info...
$10.00 if min. balance falls below $100.00 any day of the quarter.
YES *
YES *
Junior Savings
$25.00
$10.00 if min. balance falls below $25.00 any day of the quarter.
YES *
YES *
Christmas Club
$10.00
No Charge
NO
NO
Personal Money Market
$100.00
$10.00 if min. balance falls below $1,000 any day of the month.
NO
NO
*Click on the More Info button for details.
Opening a Junior Savings is a great way to start the savings habit.
Junior Savings
• Designed for customers 18 years or younger living with parents
• Earn a competitive variable RATE subject to change daily on your account balances of $25.00 or more.
• No charge for unlimited deposits.
• Statements are mailed monthly if the account has EFTs; otherwise, statements are mailed quarterly.
• PER ITEM FEE: $2.00 per transfer or withdrawal exceeding 6 per quarter.
• EARLY CLOSING CHARGE: $20.00 if closed within 90 days of date opened.
• RESTRICTED TRANSACTIONS: You may make no more than six preauthorized withdrawals , automatic or telephonic transfers, checks, drafts and debit card or other similar transactions from your account per statement cycle (four week period).
• UNRESTRICTED TRANSACTIONS: An unlimited number of withdrawals or transfers may be made by mail or telephone (when the check is mailed to the depositor) or when made in person, by messenger or through an ATM. Also, an unlimited number of transfers may be made to repay loans and associated expenses at the same institution.
• Balances less than $25 will not earn interest.
• Interest rate on your account is subject to change daily.
