More hours, more ATMs, more locations, 24 hour customer service line, online banking and bill pay. Check deposit at certain UMB ATMs. Click here for more info...
$7.00 if min. balance falls below $500.00 any day during statement cycle
NO
BanClub
$100
$8.00 Per Statement Cycle
NO
Family BanClub
$100
$10.00 Per Statement Cycle
NO
Senior Citizen
$100
No Charge
NO
Student
$50
No Charge
NO
Personal Now
$1,000
$6.00 if min. balance falls below $1,000 any day during statement cycle
YES *
Celebrity Checking
$100
$7.00 if min. balance falls below $100.00 any day during statement cycle
YES *
Celebrity Plus Checking
$100
$4.00 Per Statement Cycle
YES *
NetChek
$100
No Service Charge
YES *
*Click on the More Info button for details.
If you want a checking account that provides a higher interest rate, NetChek is for you!
NetChek
ACCOUNT BENEFITS: • Qualifying Annual Percentage Yield of 2.51% with an interest rate of 2.48% paid on balances up to $15,000.99. • 0.50% Annual Percentage Yield with an interest rate of 0.50% paid on portion of balances of $15,001.00 and over. • Refund of all ATM fees. • Earn a competitive rate on your daily balance.
ACCOUNT REQUIREMENTS: • Have at least 10 Point-of-Sale debit card purchases post and clear per each qualification cycle*
• Have at least 1 ACH direct deposit or ACH debit post and clear per qualification cycle*
• Enroll in E-Docs and receive your monthly statement electronically
Failure to meet all requirements by the 2nd Tuesday of the month will result in interest being paid at the non-qualifying interest rate of .05% and no refund of any ATM fees. *Qualification cycle runs from the 2nd Wednesday of the month through the 2nd Tuesday of the following month..
Rates are subject to change.
NetChek is available to individual or joint account holders
UMB reserves the right to limit the number of accounts per family
