United Mississippi Bank
May 13, 2008
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PERSONAL CD'S & IRA'S

United Mississippi Bank Certificate of Deposit and IRA accounts are a safe and secure way to earn a higher return on your investment. Highly competitive interest RATES (annual percentage yields) make United Mississippi Bank Certificate of Deposit and IRA accounts a wise investment.

CD's

Maturities for CD's range from 30 days to 5 years
Minimum balance to open an account is $500.00
Interest may be paid monthly, quarterly, semiannually, annually, or at maturity depending on term.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to be principal in the account each day.
A penalty may be imposed for withdrawals before maturity.

IRA's

Maturities for IRA accounts are from 1 to 5 years
Minimum balance to open an account is $500.00
IRA'S are compounded quarterly and credited quarterly.
A penalty may be imposed for withdrawals before maturity
 
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