As the price of a new car has risen, the decision to buy has
become a major financial transaction. Let United Mississippi
Bank help with our fixed rate simple interest loans with terms
as long as 60 months.
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Borrow against your certificate of deposit for any need
you may have (excluding IRA CD’s) |
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United Mississippi Bank offers automatic transfers,
so the loan payment can be made automatically each month
from your savings or checking account |
We offer fixed and variable rate loans secured by your investments,
including nationally traded stocks or bonds.
If you own your home, you will find a Home Equity Credit Line
an excellent source of credit. You can use the money for improvements,
college expenses, investments or any other purpose you may
have in mind.
A Home Equity Credit Line is an open-ended line of credit,
which means you may borrow up to your credit limit by simply
writing a check. As you repay the loan you may borrow again
up to the same limit, and you only pay interest on the amount
you borrow, not on the entire limit of the credit line. In
many cases, the interest on the Home Equity Credit Line may
be tax deductible. Please consult your tax advisor.
There is no penalty for early payment, and no need to come
to the bank each time you need additional cash, however the
minimum check amount must be at least $100. Increments above
this minimum can be for any additional amount.
United Mississippi Bank makes the home buying process smooth
and worry free, whether you are purchasing your first home,
would like to move to a larger home or need to refinance your
existing mortgage. At United Mississippi Bank we offer:
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Competitive interest rates and closing costs |
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Adjustable rate mortgages, balloon mortgages, conventional,
FHA and fixed rate 15 and 30 year products |
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Prompt loan approval |
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Extended loan commitments |
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Local servicing on some loan products |
Visit one of our convenient locations and check out the many
advantages of a home loan from United Mississippi Bank.
Whatever your needs, from financing inventory to covering
the cost of an anticipated acquisition, United Mississippi
Bank can offer you competitive rates and quality service.
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Acquisitions and expansion |
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Inventory and Accounts Receivables |
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Line of Credit |
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Equipment and Machinery |
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Portfolio loans |
At United Mississippi Bank, we specialize in financing land
acquisitions and development, multi-family structures, as
well as remodeling of existing offices or retail space.
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