The following fees may be assessed against your account effective July 1, 2003.
ACH Origination |
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Conversion and set-up fee (one time fee)
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$50.00
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Per account, per month
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$10.00
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Per file origination
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$10.00
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Per item originated (debit, credit,addenda/prenote item, return item, reversal item)
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$.10
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Visa® Check Card |
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Cash withdrawals at ATM machines that UMB does not own or operate
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$1.00
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Replacement of Visa® Check Card or PIN
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$5.00
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Point-of-Sale transaction fee
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No Charge
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Bank Checks |
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Exchange checks (Customers Only)
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$5.00
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Money Orders
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$2.00
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Certified Checks (Customers Only)
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$20.00
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Travelers Checks
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$1.00 Per $100
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Checks |
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Printed checks fee depends on Style of checks ordered
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Counter checks
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$.50 Per Check
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Collections |
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Bond (Outgoing)
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$15.00
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May be subject to pre-paid fees charged by paying bank
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Plus Postage
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Check Collection (Outgoing)
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$15.00
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May be subject to pre-paid fees charged by paying bank
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Plus Postage
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Check Collection (Incoming)
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$25.00
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Collection on checks previously returned for reason of non-sufficient funds require fee to be pre-paid, fee is non-refundable and collection is not gu
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Draft Collection (Outgoing)
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$15.00
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May be subject to pre-paid fees charged by paying bank
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Plus Postage
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Draft Collection (Incoming)
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$25.00
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Collection on drafts previously returned for reason of non-sufficient funds require fee to be pre-paid, fee is non-refundable and collection is not gu
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Foreign (Outgoing)
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$60.00
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May be subject to pre-paid fees charged by paying bank
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Plus Postage
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Deposit Fees |
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Deposit verifications
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$10.00
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Deposited checks and other items returned unpaid (per item)
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$2.00
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Dormant accounts (per account, per quarter on balances less than $100.00)
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$3.00
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Early account closing (within 90 days of opening)
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$20.00
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Stop Payment (6 months)
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$25.00
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Unauthorized or improper ACH Debit Return
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$5.00
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Fax Copies (customer only) |
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$.50 Per Page
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Inquiries |
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Customer Service phone balance inquiries on Savings Accounts
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$1.00
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Per inquiry exceeding 15 per statement cycle
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Customer Service phone balance inquiries on Checking Accounts
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$1.00
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Per inquiry exceeding 5 per statement cycle
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24hour UMB touch tone banking service balance inquiry
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No Charge
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UMB Online Banking balance inquiry
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No Charge
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Nonsufficient or Uncollected Funds |
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Nonsufficient or Uncollected funds (paid or returned) per item (Checks, withdrawals or electronic debits against checking, savings, NOW or MMD Account
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$20.00
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Research and Reconciliation |
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Research Per hour (minimum $15.00)
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$30.00
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Per copy (includes single copy of check)
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$2.00
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Account reconciliation per hour (minimum $15.00)
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$15.00
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Safe Deposit Box Fees |
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Replacement of damaged key
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$5.00
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Replacement of lost key
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$125.00
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Safe Deposit Box Drilled
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$125.00
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Special Statements |
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Quick Statement (print out with no checks or IMAGES)
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$2.00
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Re-order statement (with check IMAGES, Subject to research fees if datde prior to April 1, 2000)
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$5.00
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Special Cutoff statement (with check IMAGES)
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$5.00
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UMB Online Banking Service |
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Per Month
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No Charge
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UMB Online Bill Pay (Personal Accounts) |
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First two months
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No Charge
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Per month after first two months
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$3.95
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UMB Online Cash Management (Business Customers) |
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Basic
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No Charge
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Standard (Includes Bill Pay, Multiple Users and Wire Transfers)
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$20.00
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Plus (Standard services plus ACH services)
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$35.00
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Online Bill Pay includes 20 bills per month each additional bill
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$.50
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Domestic outgoing wire transfer
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$15.00
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ACH conversion and set-up Fee (one time fee)
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$50.00
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ACH per file origination
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$3.00
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ACH per item originated
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$.03
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Wire Transfers (Customers Only) |
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Domestic outgoing
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$20.00
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Domestic incoming
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No Charge
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Foreign outgoing
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$50.00
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Foreign incoming
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$15.00
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